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VA Loans: Requirements, Rates & How to Apply

Zero-down-payment mortgage loans guaranteed by the Department of Veterans Affairs for eligible service members, veterans, and surviving spouses.

580
Min Credit Score
0%
Min Down Payment
60%
Max DTI
government
Category

Key Takeaways

  • Minimum credit score requirement: 580.
  • Minimum down payment: 0% of the purchase price.
  • Maximum debt-to-income (DTI) ratio: 60%.
  • Zero-down-payment mortgage loans guaranteed by the Department of Veterans Affairs for eligible service members, veterans, and surviving spouses.

Related Resources

See VA Loans Rates by State

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