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Investment Property Loans: Requirements, Rates & How to Apply

Mortgage loans for rental and investment properties. Higher down payment and credit requirements with competitive rates.

680
Min Credit Score
15%
Min Down Payment
45%
Max DTI
conventional
Category

Key Takeaways

  • Minimum credit score requirement: 680.
  • Minimum down payment: 15% of the purchase price.
  • Maximum debt-to-income (DTI) ratio: 45%.
  • Mortgage loans for rental and investment properties. Higher down payment and credit requirements with competitive rates.

See Investment Property Loans Rates by State

NMLS #343820 · DRE #01864975 · Licensed in all 50 states
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