Home Affordability Calculator
Home Affordability Calculator
Find out how much home you can afford based on your income, debts, and down payment.
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28% (conservative)50% (max)
Max Home Price
$487,817
Based on 43% DTI cap
Max Loan Amount
$437,817
10.2% down ($50,000)
Estimated Monthly Payment
$2,767
Principal & interest, 30-yr fixed
How to Use This Calculator
Enter your gross annual income, monthly debts, down payment amount, and current interest rate to calculate your maximum home purchase price. The result is based on standard debt-to-income guidelines lenders use to qualify borrowers.