VA Loan Calculator
VA Loan Calculator
Estimate your VA loan payment, funding fee, and savings compared to a conventional loan with no PMI requirement.
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VA loans require no PMI and no minimum down payment. Veterans with service-connected disabilities rated 10%+ have the funding fee waived.
Monthly Payment
$2,450
$408,600 total loan · no PMI required
Funding Fee (2.15%)
$8,600
Financed into loan · First VA loan use
Total Loan Amount
$408,600
Base loan $400,000 + fee $8,600
No PMI — Monthly Savings
$267
vs. conventional loan with 0% down (est. ~0.8% PMI)
How to Use This Calculator
Enter the purchase price, down payment (VA loans allow 0% down), interest rate, and whether this is your first use of the VA benefit to calculate your monthly payment. The calculator applies the correct VA funding fee percentage and shows how rolling the fee into the loan affects your payment.